Free Retirement Planning Tool

The ultimate retirement calculator

Model multiple income streams, contributions, inflation, taxes, and life expectancy. See your portfolio year by year — and exactly when it runs out.

Core assumptions
Returns, tax & inflation
Years into retirement
Monthly contributions (pre-retirement)
Post-retirement income streams
Pension, AOW, INSS, annuity — any recurring income after retirement
One-time benefits / windfalls
Property sale, inheritance, bonus — lump sums at a specific age
Portfolio value over time
💡 Key insight
Year-by-year projection
Age Portfolio (start) Contributions Income streams Withdrawals Growth Portfolio (end)
Your journey
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PERMA
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Life expectancy
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FIRE calculator
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